The need for Social Security Disability benefits have little to do with the education of the applicant. Although the media would like the public to think that non-deserving uneducated people are applying for SSDI benefits, the facts show otherwise.
Although individuals with less than 12 years of education are more likely to receive Social Security Disability benefits, Social Security provides income replacement for all socioeconomic groups including those with 16 years or more of education. In fact, according to the Social Security Administration, in 2013, SSDI benefits were paid to about 1.6 million beneficiaries with 16+ years of education and to about 1.3 million disability beneficiaries with less than 12 years of education.
According to the same report, among those with 16+ years of education who receive SSD benefits, 12 percent were in poverty. If disability insurance benefits were not included, 40 percent would have been poor. But for social security disability (SSD) benefits, many educated Americans would be homeless. In addition, if those with less than 12 years of education who are entitled to SSD benefits did not receive their entitled benefits, 66 percent would have been poor and possibly homeless.
When talking about our firm’s Social Security Disability department, I am often told that many of those applying for SSDI benefit should simply go to school and get an education and get a better job. Unfortunately, these numbers should that this isn’t always an alternative. I also hear things like people receiving SSD benefits are sucking governmental benefits away from others. If they didn’t receive SSD benefits, what should American do with the estimated 40 percent educated homeless and 66 percent less-educated homeless? Shift it to the States?
Remember, Social Security Disability benefits are only paid if someone worked enough quarters and contributed to the Social Security Disability funds. There are many educated and less-educated persons with disabilities that may qualify them for SSD benefits, but because they have not contributed to Social Security Disability, they are not entitled to benefits.
Disability – and thus the need for Social Security Disability benefits – does not only impact those without a college education. Disability impacts everyone and their families. If you or someone you know has a disability that prevents them from working AND they have worked and contributed to Social Security Disability, they should apply for benefits they are earned.
Attorneys Matthew Noyes and Lorrie Robinson represent those fighting for Social Security Disability benefits. Mr. Noyes is a named partner at the Tampa Bay law firm of Perenich Caulfield Avril Noyes – one of the oldest personal injury law firms in Pinellas County. Call Attorneys Noyes and Robinson now at 727-796-8282 or complete the form on this page or simply click here to schedule a free case consultation.