PROTECT YOURSELF (AND NOT STATE FARM) BY KEEPING FLORIDA’S NO FAULT LAW Typically, I don’t do two blogs back to back about the same subject, but after reading the headlines, I thought it was needed. The headlines read “State Farm To Reduce Rates.” Read on, though. Any rate reduction comes at the cost of Florida.
ELIMINATING FLORIDA NO-FAULT LAW IS NOT THE ANSWER Did you know that an important part of your car insurance is scheduled to be eliminated on October 1, 2007? This is an issue that has greater direct impact on the lives and pocketbooks of average Floridians than other issues the Legislature is to consider. However, there.
IT IS ALMOST IMPOSSIBLE TO ESCAPE THE GRIP OF FLORIDA WORKERS’ COMPENSATION IMMUNITY My partner, Bob Carroll, recently posted an article highlighting how Missouri’s high court affirmed a jury award against an employer after an employee sustained serious injuries because of the employer’s negligence. Unfortunately, if the same thing happened in Florida, it is very.
NO PROPERTY DAMAGE DOES NOT ALWAYS MEAN NO INJURIES Anyone who watches NASCAR knows that there are some pretty severe collisions with horrible property damage to the cars, but the drivers aren’t hurt. We also have driven by a horrible accident scene on the local roads only to read in the newspaper that no one.
IT TOOK A LAWSUIT TO DO IT, BUT ALLSTATE CHANGES ITS DISCRIMINATORY WAYS After a 6-year battle in a class-action lawsuit, Allstate Insurance Company is changing the way it uses your credit history to set premiums on home and car insurance policies. The settlement of the class-action lawsuit–which started in 2001–was finalized this week. The.
A REMINDER OF THE NEED TO WATCH FOR MOTORCYCLISTS My friend’s husband is presently laying in the hospital with serious injuries because someone didn’t see him as he drove his motorcycle. As a result, a collision occurred between the car and the motorcycle and then then my friend’s husband and the pavement. All of this.
A “YOUNG ELEPHANT” IN YOUR CAR DURING A CAR ACCIDENT In recognition of Child Passenger Safety Week, it is important to understand what happens to a child in a car accident. Often times, in a car crash, there is a rapid deceleration that occurs at the moment of impact. At that moment, your child’s “crash.
TALK & DRIVE SOMETIMES EQUALS CRASH “Hang Up and Drive”–I’ve seen that bumper sticker and thought, yeah, that’s right! But then I realized that I, too, am one of those drivers on their cell phone. I am not alone. Since 1990, the number of cell phone subscribers have risen from 4.3 millions to more than.
PEDESTRIAN SAFETY TIPS THAT CAN SAVE YOUR LIFE Approximately 5,900 pedestrians are killed in car accidents every year. Another 84,000 pedestrians suffer non-fatal injuries each year. Almost one-third of these victims are children under the age of 15. By following these few safety tips, you can protect yourself and your children: It is critical to.
CELEBRATE CHILD PASSENGER SAFETY WEEK Accidents will happen, but they don’t have to become tragedies. The National Highway Traffic Safety Administration (NHTSA) has proclaimed Feb. 11-17 Child Passenger Safety Week to reinforce the point. According to NHTSA, an estimated 7,896 children under the age of 5 were saved from 1975 to 2005 by the use.
THE RIGHT ONES GET ARRESTED IN WORK COMP FRAUD CASE I’m tired of hearing everyone say injured workers are committing so much workers’ compensation fraud. That people who are on workers’ compensation are faking and reaping the benefits. What benefits?? Do they even know what little benefits an injured worker in Florida is entitled to..
AFTER A CAR ACCIDENT, INSURANCE COMPANIES DO THREE D’s — DELAY, DENY, DEFEND CNN’s Anderson Cooper recently highlighted what I have been seeing for years–Insurance companies putting profit before people after car accidents. Anderson Cooper and his producer investigated the tactics of insurance company after what appears to be minor car accidents for 18 months..
CAR ACCIDENTS NUMBER ONE KILLER OF CHILDREN AGES 4 TO 14 According to the National Highway Traffic Safety Administration, about 7,500 lives have been saved by the proper use of vehicle child restraints during the past 20 years. However, car accidents still remain the number one killer of children ages 4 to 14 in America..
THE PERSON WHO HIT YOU DOESN’T HAVE TO HAVE INSURANCE FOR YOUR INJURIES!! Did you know that Florida is one of a very small number of states that do not require drivers to carry some minimum level of bodily injury coverage? This means that the person injured in a Florida car accident may have no.
SHOULD BLUE-COLLAR WORKERS REALLY HAVE TO PAY MORE FOR CAR INSURANCE? Is it fair to make a janitor pay $112.00 more than a lawyer to buy car insurance in Florida? GEICO and a few other insurance companies think so. The Consumer Federation of America found that nationally a 25-year-old executive with a law degree would.
WHAT HAPPENS WHEN YOU REACH MAXIMUM MEDICAL IMPROVEMENT IN A FLORIDA WORK COMP CLAIM Eventually, whether you agree or disagree, you will be placed at Maximum Medical Improvement (MMI) after a Florida workers’ compensation accident. In fact, the law states that your doctor is required to place you at MMI on or before two-years after.
FANS DON’T LET FANS DRIVE DRUNK Super Bowl Sunday is one of the year’s most dangerous days on the nation’s roadways due to impaired driving. According to the National Highway Traffic Safety Administration, 158 people were killed during the 2004 Super Bowl weekend due to impaired drivers with blood alcohol levels of .08% or higher..
TRYING TO STOP AGGRESSIVE DRIVING Florida is among the top seven states with the highest number of deaths due to aggressive drivers who are generally between 18 and 25. Aggressive tactics include deliberately running red lights, exceeding speed limits, improper passing and following another car too closely. According to Tampa Bay Newspaper, the Pinellas County.
WHO’S AT FAULT WHEN YOU ARE HIT FROM BEHIND? Many people assume if they are rear-ended in a Florida car accident, the person behind them is automatically at fault for the accident. However, that is not always true. It is true that there is a “rear-end collision” rule in Florida which was adopted in 1959..
MORE MONEY IN ALLSTATE INSURANCE COMPANY’S POCKET AT THE COST OF THE INJURED According to Bloomberg.com, Allstate Corp., the largest publicly traded home and auto insurer in the U.S., said fourth-quarter profit rose 17 percent. Net income increased to $1.21 billion–not thousands or millions, but BILLION. Allstate is not alone, Progressive Corp., the third-largest U.S..