Treatment for car accident injuries will change dramatically soon. On Friday, Florida Governor Rick Scott signed a law which reduces the rights of people after an automobile accident. As of January 1st, your rights for medical care after a car accident can be reduced from $10,000.00 to $2,500.00 without you even knowing about it. Recently, Attorney Matthew Noyes was interviewed by Tampa Bay Fox about this subject. Click here to read the article on the report.
The new PIP law is bad for consumers for a variety of reasons. Here are just a few:
1. The law requires every car owner to buy $10,000 in Personal Injury Protection (PIP) benefits and the carrier charges premiums for this amount. However, if you don’t go to a doctor within fourteen (14) days of a car accident, the insurance company doesn’t have to pay a penny in PIP benefits even though you paid premiums.
2. Even if you go to a doctor within fourteen (14) days of the automobile crash, if you don’t see a type of doctor the law mandates, your benefits will be reduced to $2,500 even though you paid premiums for $10,000 in PIP benefits. Since when did Government get the power to dictate to us on what type of doctor we can see?
3. Even if someone involved in a car accident sees the type of doctor that the Florida legislature tells us we have to see within the fourteen days after a car accident, the benefits will still be reduced to $2,500 (even though you paid premiums for $10,000) if the doctor doesn’t use the magic words of “Emergency Medical Condition.”
4. Even if someone injured in an automobile accident sees the type of doctor mandated by the law within the mandated period and that doctor diagnoses the person with an emergency medical condition, the insurance company can still take the position the position that the injured person does not have an emergency medical condition and refuse to provide $10,000 in PIP benefits.
Remember, this law is supposed to protect someone who is injured in a car accident because of the fault of someone else. It is supposed to provide the person with the ability to treat for injuries after a car accident without having to sue the at-fault driver. Now, more litigation will occur–both against at-fault drivers and against the insurance companies because of their denial of PIP benefits. Mark my words–the next argument you will hear is that we need to get rid of the lawsuits relating to PIP by taking away the right to sue drivers and insurance companies after a car accidents. The Government is already telling us who we can treat with and locking us out of our chosen doctors’ office. Soon they will put a padlock on the courtroom doors as well if we let them.
Personal Injury Attorney Matthew Noyes fights for those injured in car accidents, motorcycle crashes, bicycle accidents and other types of accidents even when the Government tries to rip the rights away from the individuals. His Clearwater personal injury law firm — Perenich, Caulfield, Avril & Noyes — has been caring for clients since 1955. Benefit from their experience! If you or a loved one has been injured, call Attorney Matthew Noyes at 727-796-8282 or simply click here to contact his office to schedule a free case consultation.