In my last post, we talked about the dangers of spring breakers causing car accidents in a rental car. Now, let’s discuss spring breakers having a car accident involving Uber or Lyft or other transportation network companies (I know, quite the legal name, but that is what the Florida law uses).
With spring break in full swing, Uber and Lyft drivers will be busy on Tampa Bay beaches. What happens if there is a car accident involving Uber drivers? Are there any requirements for insurance coverage for Uber drivers? The answer is yes.
In May of 2017, Florida Governor Rick Scott signed a new law that requires drivers of Uber and Lyft and other transportation network companies to carry certain insurance in the event of a car accident involving Uber drivers. The law is codified in Florida Statute 627.748. The law requires certain insurance coverage depending on where the Uber or Lyft driver is in the ridesharing process — requirements for ridesharing drivers both (i) while “logged on to the digital network but . . . not engaged in a prearranged ride,” and (ii) while “engaged in a prearranged ride.”
Car Accident Involving Uber Driver Logged On But Not Providing A Ride
What if an Uber driver is on his/her way to pick up someone and causes a car accident? Under the law, Uber and Lyft and other ridesharing drivers are required to carry the following insurance requirements when logged in but not carrying a passenger:
• Primary automobile liability coverage of at least $50,000 for death and bodily injury per person;
• Primary automobile liability coverage of at least $100,000 for death and bodily injury per incident;
• Property damage coverage of at least $25,000 per incident; and,
• PIP and uninsured/underinsured motorist (UIM) coverage as required by existing law.
Car Accident Involving Uber Driver When Providing A Ride
What if an Uber/Lyft driver has a customer in his/her car and causes a car accident and injures the passenger or other persons in other vehicles? Under the law, Uber, Lyft and other ridesharing drivers are required to carry the following insurance requirements when carrying a passenger:
• Primary automobile liability coverage of at least $1 million for death, bodily injury and property damage; and,
• PIP and UIM coverage as required by existing law.
What Should You Do If You Are Injured In A Car Accident Involving Uber or Lyft Drivers?
If you have been injured in a car accident involving Uber or Lyft drivers, either as a passenger or as an occupant of another vehicle, Personal Injury Attorney Matthew Noyes can help answer questions and fight to make sure your medical bills are paid, lost wages are reimbursed and other damages are award. Personal Injury Attorney Matthew Noyes is a named partner at the Tampa Bay law firm of Perenich Caulfield Avril Noyes – one of the oldest personal injury law firms in Pinellas County. Call Attorney Matthew Noyes now at 727-796-8282 or complete the form on this page or simply click here to schedule a free case consultation.