Many families are still struggling to get power after Hurricane Irma left her mark on Florida. Those who have power may still need help after Hurricane Irma. The Tampa Bay Times provided a good article on help with insurance claims and FEMA claims.
Two tips the article provides is to contact your property insurance company and take photographs of your damage. The reason why you should contact your insurance company first is to avoid any companies attempting to scam you. The contact information should be on your insurance documents, but if not, look them up online and get their claims department telephone number. Also, taking pictures is important to document all damaged property and belongings. Take photographs before the work is started will provide the documentation need for your insurance claims.
Also, the article discusses FEMA’s Individuals and Households Program (IHP). This program provides financial and direct services to eligible individuals and households affected by Hurricane Irma and other disasters who have uninsured or underinsured necessary expenses and serious needs. It is important to note that IHP is not a substitute for insurance and cannot compensate for all losses caused by a disaster; it is intended to meet the survivor’s basic needs and supplement disaster recovery efforts.
The Financial Housing Assistance part of his program may help after Hurricane Irma. FEMA provides funds paid directly to eligible individuals and households and may include rental assistance that secures temporary housing while repairs are being made to the predisaster primary residence or while transitioning to permanent housing. Rental Assistance may be used to rent a house, apartment, manufactured home, recreational vehicle, or other readily fabricated dwelling. Also, FEMA provides Lodging Expense Reimbursement which reimburses families for hotels, motels, or other short-term lodging while an applicant is displaced from their primary residence.
These general conditions must be met for an applicant to be eligible to receive IHP Assistance:
- The applicant must be a U.S. citizen, non-citizen national, or qualified alien.
- FEMA must be able to verify the applicant’s identity.
- The applicant’s insurance, or other forms of disaster assistance received, cannot meet their disaster-caused needs.
- The applicant’s necessary expenses and serious needs are a directly result of a declared disaster.
I hope all those who experienced Hurricane Irma bounce back as soon as possible. I hope sharing this information provides some help after Hurricane Irma by directing those in need to the right agency.
Attorney Matthew Noyes and the rest of the attorneys at the Tampa Bay law firm of Perenich Caulfield Avril Noyes helps those fighting their homeowners insurance companies on claims. If your homeowners’ carrier is not treating you fairly, call Attorney Matthew Noyes now at 727-796-8282 or complete the form on this page or simply click here to schedule a free case consultation.