It is finally here – Summer! Sleeping in late, family picnics and vacation! This all sounds great, but it is important to remember a few things about driving this summer so you or a family member is not involved in a serious car accident or left without insurance to pay for your medical bills and other damages. Thinking of these things now may prevent a summer car accident or a summer headache:
Clearwater and the Tampa Bay area are favorite vacation spots. This means a lot of drivers that may not know their way around. Too many drivers unfamiliar drivers try to turn left from the right lane or are looking for signs or the scenery and not paying attention to the road. You can be the safest driver, but you should be on heightened alert in case you happen to be on the road with one of these drivers.
- The rental car companies were successful in escaping liability when one of their drivers causes a car accident so it is important that you have uninsured or underinsured motorist coverage. Typically, in Florida, the owner of a vehicle is responsible for any permissive driver of their vehicle. However, under the federal Graves Amendment, for-profit rental car companies escape liability stemming from the negligent actions of those who rent or drive their vehicles. Thus, if you or a loved one is injured by a rental car driver and they do not carry their own coverage, you may be left responsible for the payment of your own medical expenses and other damages. Your uninsured or underinsured motorist coverage will protect you in this situation. So, check your car insurance policy and make sure you have uninsured motorist coverage.
Speaking of rental cars, if you are involved in a car accident out of state in your vehicle, your Personal Injury Protection coverage on your policy will pay for medical expenses and lost wages up to $10,000.00. However, if you were driving a rental car out of state and are involved in a car accident, your PIP coverage will not pay your medical expenses and lost wages.
Every 52 minutes someone dies in the United States in an alcohol-related automobile accident. If you plan to drink, designate a sober driver before going out. Don’t make your family members have to care for you or bury you because of a drunk driving accident.
Enjoy the Summer! Treasure the fun and the family, but do it safely and watch out for those who don’t!
Personal Injury Attorney Matthew Noyes represents those injured in car accidents, motorcycle crashes, bicycle accidents, pedestrian accidents and other types of personal injury matters. His Clearwater law firm – Perenich Caulfield Avril Noyes – is one of the oldest personal injury law firms in Pinellas County. Call Attorney Matthew Noyes now at 727-796-8282 or simply click here to schedule a free case consultation.