Mar 29

Trampolines Can Lead to Homeowner’s Insurance Claims

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Trampolines are fun, but they are an invitation to a claim under your homeowner’s insurance policy. New York Yankee pitcher, Joba Chamberlain, knows how fun trampolines can be, but also now knows the serious injuries they can cause. Chamberlin underwent surgery at St. Joseph’s Hospital in Tampa, Florida after injuring his ankle while jumping on a trampoline with his 5-year-old son. This star New York Yankees pitcher will spend the following six weeks in a cast. Only time will tell what this injury has done to his baseball career.

The American Academy of Orthopedic Surgeons (AAOS) recommends the following safety guidelines if you have a trampoline in your backyard:

  • Check the equipment regularly for safety conditions
  • Remove trampoline ladders after use in order to prevent unsupervised access by young children
  • Children should be supervised and instructed by a competent adult at all times
  • Trampolines should only be used by one person at any time
  • Trampolines are not recommended for children under the age of 6
  • Use of trampolines for competitive gymnastics, diving training, physical education and other similar activities required careful adult supervision and proper safety measures
  • The trampoline-jumping surface should be placed at ground level
  • Safety net enclosures may provide a false sense of security – the majority of accidents occur on the trampoline surface
  • There should be enough protective padding around the supporting bars, strings and surrounding landing surfaces
  • Trampolines should not be used for unsupervised recreational activity
  • When participants are jumping, it is vital that spotters are present. Somersaults or other high-risk maneuvers should not be performed without proper supervision and instruction and should only be done with proper use of protective equipment, such as a harness.

These safety recommendations can prevent injuries and can prevent a claim from being made under your homeowner’s policy. If someone is hurt on your trampoline and you failed to use reasonable care and/or failed to reasonably supervise younger children while they used your trampoline, they have the right to make a claim for past and future medical expenses, past and future lost wages (if any), pain and suffering and other damages because of their injuries.

Enjoy the trampolines, but do it safely. Also, let’s hope the Tampa Bay Rays play the New York Yankees in the next six weeks!


Personal Injury Attorney Matthew Noyes represents those injured in other people’s homes if there was negligence on the homeowner. He also represents those injured in car accidents, motorcycle accidents, slip and fall injuries and other types of personal injury claims. His Clearwater personal injury law firm – Perenich, Caulfield, Avril & Noyes – has been caring for client since 1955. Benefit from their experience by calling Attorney Matthew Noyes today at 727-796-8282 or by clicking here to contact Personal Injury Attorney Matthew Noyes.

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