In the social security disability branch of my practice, clients wonder what happens to the SSD benefits they are receiving when they reach retirement age. It’s a good question and important to many people.
Social Security Disability benefits provide payments to those who qualify medically and have adequate work credits to qualify for SSDI benefits. People who meet the disability criteria but do not have adequate work credits may qualify to receive payments through SSI rather than SSD.
Fighting to qualify for SSDI benefits is hard enough. To lose these benefits at a certain age could have devastating impact on a family. Social Security Administration understands this so the rule is that if you are receiving social security disability when you reach full retirement age, your benefits will convert to regular Social Security benefit payments.
However, it is important to know that full retirement age is no longer the age of 65. According to Social Security Administration, the full retirement age is 66 if you were born from 1943 to 1954 and increases gradually if you were born from 1955 to 1960, until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67.
So, if you or your loved ones are receiving SSDI benefits, you will not lose these benefits at full retirement age. Instead, you will continue to receive these benefits, but they will be classified as retirement benefits instead.
Attorneys Matthew Noyes and Lorrie Robinson help those fighting for their social security disability benefits. They are the authors of two books pertaining to qualifying for social security disability benefits. Attorney Matthew Noyes is a named partner at the Tampa Bay law firm of Perenich, Caulfield, Avril & Noyes, P.A. For a free consultation about you qualifying for these benefits, call us at 727-796-8282 or simply click here to schedule a free consultation.